Attention homeowners: Real estate appraisal services in Bergen County
Check out the top 7 reasons why New Jersey homeowners order from 1ST APPRAISAL SOURCE:
At 1ST APPRAISAL SOURCE, we understand the particular needs of a customer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at 1ST APPRAISAL SOURCE are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenge Bergen County's assessment of your propertyLet's say you live in a region that's declining -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from 1ST APPRAISAL SOURCE is your best weapon.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At 1ST APPRAISAL SOURCE, we're qualified in helping folks just like you dismiss undesirable PMI insurance.
Was your HELOC recently frozen?If your home is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. 1ST APPRAISAL SOURCE can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you'd like to have a professional double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from 1ST APPRAISAL SOURCE can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? 1ST APPRAISAL SOURCE can help you with that. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.